The Fed cut rates 0.25% for the first time in 9 months. Learn how lower rates help companies you own become more profitable and boost your portfolio value.

Government shutdown looming but S&P 500 gains 55% of the time during shutdowns and is higher 86% a year later. Learn what investors need to know now.

Commission-based advisors earn 3-5% upfront on your investments. Learn why fee-only financial planners give unbiased advice without conflicts of interest.

Living trusts cost $2K-$5K but most people never fund them properly, making them worthless. Learn when you actually need one vs. simpler alternatives.

Your will can't override beneficiary designations, avoid probate, or help during incapacity. Learn what wills actually do and their major limitations.

Probate takes 6-18 months, costs thousands, and makes your finances public record. Learn the 5 steps of probate hell and why your family deserves better.

Mutual funds charge 4x more in fees than ETFs for the same investments. Learn why a $50K investment could cost you $47K in mutual fund fees over 25 years.

Required minimum distributions force you to pay taxes on retirement savings whether you want the money or not. Learn how RMDs work and planning strategies.

Locked out of Roth IRAs? Learn how the Roth 401k lets high earners contribute up to $31,000 tax-free and avoid RMDs. Your backdoor to retirement gold.

Consumer confidence is down and job market uncertainty has customers frozen. Learn how business owners can adapt their strategy during economic uncertainty.

Fed Chair Powell explains why interest rates aren't dropping despite pressure. Learn how tariffs and inflation concerns are keeping borrowing costs high.

Critical student loan changes coming by 2028. Current borrowers have until July 2028 to choose new plans, but Parent PLUS loans need action by 2025.

The Big Beautiful Bill ends unlimited student borrowing starting July 2026. Learn the new caps, simplified repayment plans, and what this means for your education planning.

Learn how the $3 trillion spending bill impacts your investment portfolio, from defense and infrastructure winners to energy sector changes that could affect your returns.

President Trump wants this tax bill passed and the changes could directly impact your wallet—both now and for generations to come.

The Senate is deliberating President Trump's big tax bill. We're going to talk about how this tax bill could affect those of you who own businesses.

Iran-Israel tensions drive oil prices up 7% and energy stocks to highest gains since 2022. Learn how Middle East conflict affects your portfolio strategy.

US stocks hit 21.4X P/E ratio vs 16.2X historical average. Learn why diversification with international markets at 12.1X P/E protects your portfolio.

When evaluating the current trade war's impact, it's crucial to understand where we started. The tariff landscape before the Trump...

Let's get real about what's happening in our markets right now.  April 2025 just went from zero to sixty with some serious trade policy...